The famous actor Arnold Schwarzenegger posted a picture of him sleeping in the street under his famous bronze statue, and wrote sadly (How times changed).

The reason he wrote the sentence was not only because he was old, but because when the governor of California opened the hotel with the statue in front of him. The hotel officials told Arnold: “At any time you can come and have a room reserved in your name”. When Arnold left Government and went to the hotel, the administration refused to give him a room arguing that the hotel was fully booked.

He brought a cover and slept under the statue and asked people to imagine it. He wants to convey a message that when he was in a position they were praising him, and when he lost this position they forgot and did not fulfill their promise to him. Yes, times have changed. Do not trust your position or your owner or your power or your intelligence. All of this will not last.
In life after death.

The lesson, live your life for YOU because if you leave your position today, those you think will die for you will be the first to cast the stone!




“Assets seized from Diezani Alison-Madueke.

1) Permanent Forfeitures
$153Million (cash)
$37.5 Million Apartment Block.
$2.7 Million (cash)
N84.5 Million (cash)
N7.6 Billion (cash).

2) Temp Forfeitures:
$22 Million properties (56 Houses).

3) Frozen By UK Authorities:
£9.8Million (3 UK Properties).

4) EFCC Planning To Freeze:
$20.15M (2 Dubai properties).

$155.7Million (cash)
$79.65 Million (property)
£9.8 Million (property)
N7.684.5Billion (cash)

Equivalent to – N94.8Billion

Okay. So I am still trying to wrap my head round these figures. The Government and UK authorities have thus far permanently or temporarily seized N94.8Billion of Diezani assets? N94.8Billion??

And the EFCC are still going after other property and accounts she owns across the world. There is still more Diezani loot?

If one woman stole this much, how much of our commonwealth has been stolen by all of them thieves?

These people were planning to loot us into oblivion.”

** Exchange Rate used
$ – N350
£ – N460

Jonathan obviously operated DSA Dieziani Single Account instead of TSA operated by Buhari.
Dieziani is a front for many people including Don Fortunato

Forbes: Checkout list of the 10 richest Nigerians and their net worth for 2017
Forbes, the world renowned organisation for ranking of rich individuals, has released the list of richest people in Nigeria for 2017. The shows Aliko Dangote retaining his spot as number one. Checkout who made the top 10 and their net worth below…
Full list below…
1. ALIKO DANGOTE: Aliko Dangote is the richest man in Nigeria, Africa and of course the richest black man in the world. In 2014, he ranked as the 24th richest man in the world but has since then fallen to positions below 100 due to Nigeria’s poor Naira.
Net Worth: $12.5 billion.
2. MIKE ADENUGA: Mike Adenuga is the second richest man in Nigeria with interest in Oil and Gas and telecoms. He is the owner of Globacom, Nigeria’s second biggest telecom operators and the chairman of Conoil.
Net Worth: $10.5 billion.
3. FEMI OTEDOLA: He is the CEO of Zenon Oil and Gas and Forte Oil Plc. He has interest in real estates amongst other sectors.
Net Worth: $2.3 billion.
4. FOLORUNSHO ALAKIJA: Folorunsho is a business tycoon who has interest in fashion,oil and printing industries. She is the richest Woman in Nigeria and the richest woman of the African descent in the world.
Net Worth: $2.1 billion.
5. THEOPHILUS DANJUMA: Former Nigerian Chief of Army staff between 1975 to 1979. He is the current chairman of Athlantic Petroleum.
Net Worth: $1.7 billion.
6. ABDUSALAM RABIU: Abdusalam is the founder of the famous BUA Group. A conglomerate active in sugar refining, cement production, real estate and port operations. In September 2015, his Group signed a $600 million deal with a chinease cement equipment service provider Sinoma Internation Engineering to construct a second production line located in Edo State Niger Delta, Nigeria.
Net Worth: $1.5 billion.
7. TONY ELUMELU: A philanthropist and founder of the Transcorp and Heirs Holdings. He was the chairman of United Bank for Africa.
Net Worth: $1.4 billion.
8. ORJI UZOR KALU: The former governor of Abia State. He is the founder and chairman of Slok Holding. A conglomerate with interest in shipping, banking, oil, trading, manufacturing and the media. He became a real business man at the age of 19 after being expelled from a Nigerian University for allegedly spearheading a series of student riots.
Net Worth: $1.1 billion.
9. JIM OVIA: Jim Oviah is the founder of Zenith Bank. He is the chairman and the largest shareholder with a stake of almost 10%. He also manages a mobile telecom Visafone which has over 3 million subscribers.
Net Worth: $1 billion.
10. OBA OTUDEKO: Oba Otudeko is the Chairman and founder of the honey well group. He is also the chairman of FBN Holdings Plc. His operations spread across oil and gas, flour minning, real estate, and marine transportation.
Net Worth: $650 million.
Is Mambilla Too Expensive?
The Mambilla Dam project was approved yesterday, and immediately some said Nigeria was being cheated, the Buhari Govt had corruptly inflated the costs, Fashola was cheating the nation, dams were not this expensive to build anywhere else in the world, etc etc.
The Mambilla project will cost $5.8Billion and generate 3050MW. That effectively means it will cost $1.9M per MW to build.
Soooo, I did a small study on how much dams have cost to build around the world.
Under Construction/or work yet to begin.
1) Patagonia, Argentina. $5.7B to generate 1,740MW. $3.27M per MW.
2) Inga 3 Dam, Congo. $12B to generate 4,500MW. $2.5M per MW.
3) North Indus Pakistan. $50B to generate 40,000MW. $1.25M per MW.
4) Diamer-Bhasha, Pakistan. $12 – 14Billion to generate 4,500MW. $2.66M – $3.1M per MW.
Largest Dam in World (Currently).
1) Three Gorges, China. $28B generating 22,500MW. $1.24M per MW. Built 2008.
Dams built between 1941 – 1986.
1) Grand Coulee, Columbia river, USA/Canada. £6.5B generating 6,809 MW. £954 ($1.24M) per MW. Built in 1941.
2) Kariba Dam, Zambia/Zimbabwe. £1billion generating 1,266MW. £790K ($1.03M) per MW. Built in 1960.
3) Tarbela Dam, Pakistan. £6 Billion generating 3,478MW. £1.7M ($2.21M) per MW. Built in 1976.
4) Tucurui Dam, Brazil. £4Billion generating 4000MW. £1M ($1.3M) per MW. Built in 1986.
With costs of dams currently under construction ranging from $1.25M – $3.2M per MW, to costs of dams built last century between $1.24M – $2.7M per MW, Nigeria’s Mambilla project at $1.9M per MW, seems like a reasonable standard industry average price. Admittedly this is just a small study.
Nigeria needs power urgently. The Mambilla project should be seen as one of vital national and economic interest.
Credits: Bucky Hassan
 The Simple effective way to prevent cows from grazing and destroying your farm
The *raining season* will soon be over and the *Fulani herdsmen* will begin to parade their cows on people’s farm.We don’t need to fight them. But *Be Prepared* is the Watch Word. By putting them off our farms.*How*?If we plant some plants at the boundary of the farm.(Farm Perimeters)Such as*Jathropha* plants *(Lapalapa*), which naturally animals don’t like the smell of this plant.
*Senna Alata* plant *(Efinrin)* also puts animal off.
*Castor plant* is very poisonous to animal.God is wonderful. Animals can smell poisonous plants.
So with the little rain we expect, let’s get our hands on any one or more out of these plants to secure our farms from those intruders.You can get *victory* without a battle if you are prepared.
Be informed that it’s*Used on Federal Government Project on Cassava in Ijebu Igbo.*
This has nothing to do with hatred of a tribe or cruelty against animals but protection of one’s properties and prophylaxis and prevention of unseen future conflict.
Prevention is always better and cheaper than cure – Nostradamus II
I remember the historic football match between Nigeria and Brazil in Atlanta 1996.
Brazil was the king of global football and they knew it. So, Nigeria losing to Brazil that night would not be a big deal.
Gosh! Brazil dealt with us that night. Till around 77th minutes (about 12 minutes to the end of the game) Brazil was obviously dominating the game. The score line was Brazil 3, Nigeria 1.
Despite the Brazil squad including star names such as Carlos, Rivaldo, Bebeto and Ronaldo, Nigerians watching the game still think Nigeria did not deserve such humiliation by Brazil boys, we had been beaten mercilessly. Nigerians became angry toward the end of the match; many had turned off their Television sets, some were shedding tears. While few hoped and prayed that we would not be further disgraced with yet another goal.
But the unimaginable happened in the game.
At about 78th minutes Victor Ikepba stroked from 20 meters to score the second goal, everything changed beyond the 3:2 score line. Pressure came upon Brazil. And hope for the Nigeria players, they became more motivated and began to fire shots from every angle.
Then another miracle, at the 90th minute, just before the final whistle, Kanu Nwankwo turned and flipped the ball over Dida and it was another goal, the equalizer. What a wonderful match.
And there was a rule then, “the Golden Goal”. That the first to score in the extra time wins the game.
Then came the decisive goal from Papilo in just 3 minutes of the extra time… And that was how the messy game became a message.
A lot can still be done this year to make it a glorious year, the remaining part of the year is sufficient to define the whole year. Don’t loose hope now. It is too early to give up on your beautiful expectations for this year. It is not over until it is over. Wipe off the tears and buckle your shoes.
1. Review
2. Restrategize
3. Relaunch.
You will win. Resist the pull of fatigue regardless of the past disappointments, delayed gratification, failures, and broken promises……… keep moving you are getting closer.
This is a food for thought I received today.
Einstein Vs Atheist Professor
Ever heard of the word Apologetics?  This conversation gives an instance..
Professor : You are a Christian, aren’t you, son?
Student : Yes, sir.
Professor: So, you believe in GOD?
Student : Absolutely, sir.
Professor : Is GOD good?
Student : Sure.
Professor: Is GOD all powerful?
Student : Yes.
Professor: My brother died of cancer even though he prayed to GOD to heal him. Most of us would attempt to help others who are ill. But GOD didn’t. How is this GOD good then? Hmm?
(Student was silent.)
Professor: You can’t answer, can you ? Let’s start again, young fella. Is GOD good?
Student : Yes.
Professor: Is satan good ?
Student : No.
Professor: Where does satan come from ?
Student : From … GOD …
Professor: That’s right. Tell me son, is there evil in this world?
Student : Yes.
Professor: Evil is everywhere, isn’t it ? And GOD did make everything. Correct?
Student : Yes.
Professor: So who created evil ?
(Student did not answer.)
Professor: Is there sickness? Immorality? Hatred? Ugliness? All these terrible things exist in the world, don’t they?
Student : Yes, sir.
Professor: So, who created them ?
(Student had no answer.)
Professor: Science says you have 5 Senses you use to identify and observe the world around you. Tell me, son, have you ever seen GOD?
Student : No, sir.
Professor: Tell us if you have ever heard your GOD?
Student : No , sir.
Professor: Have you ever felt your GOD, tasted your GOD, smelt your GOD? Have you ever had any sensory perception of GOD for that matter?
Student : No, sir. I’m afraid I haven’t.
Professor: Yet you still believe in Him?
Student : Yes.
Professor : According to Empirical, Testable, Demonstrable Protocol, Science says your GOD doesn’t exist. What do you say to that, son?
Student : Nothing. I only have my faith.
Professor: Yes, faith. And that is the problem Science has.
Student : Professor, is there such a thing as heat?
Professor: Yes.
Student : And is there such a thing as cold?
Professor: Yes.
Student : No, sir. There isn’t.
(The lecture theater became very quiet with this turn of events.)
Student : Sir, you can have lots of heat, even more heat, superheat, mega heat, white heat, a little heat or no heat. But we don’t have anything called cold. We can hit 458 degrees below zero which is no heat, but we can’t go any further after that. There is no such thing as cold. Cold is only a word we use to describe the absence of heat. We cannot measure cold. Heat is energy. Cold is not the opposite of heat, sir, just the absence of it.
(There was pin-drop silence in the lecture theater.)
Student : What about darkness, Professor? Is there such a thing as darkness?
Professor: Yes. What is night if there isn’t darkness?
Student : You’re wrong again, sir. Darkness is the absence of something. You can have low light, normal light, bright light, flashing light. But if you have no light constantly, you have nothing and its called darkness, isn’t it? In reality, darkness isn’t. If it is, well you would be able to make darkness darker, wouldn’t you?
Professor: So what is the point you are making, young man ?
Student : Sir, my point is your philosophical premise is flawed.
Professor: Flawed ? Can you explain how?
Student : Sir, you are working on the premise of duality. You argue there is life and then there is death, a good GOD and a bad GOD. You are viewing the concept of GOD as something finite, something we can measure. Sir, Science can’t even explain a thought. It uses electricity and magnetism, but has never seen, much less fully understood either one. To view death as the opposite of life is to be ignorant of the fact that death cannot exist as a substantive thing.
Death is not the opposite of life: just the absence of it. Now tell me, Professor, do you teach your students that they evolved from a monkey?
Professor: If you are referring to the natural evolutionary process, yes, of course, I do.
Student : Have you ever observed evolution with your own eyes, sir?
(The Professor shook his head with a smile, beginning to realize where the argument was going.)
Student : Since no one has ever observed the process of evolution at work and cannot even prove that this process is an on-going endeavor. Are you not teaching your opinion, sir? Are you not a scientist but a preacher?
(The class was in uproar.)
Student : Is there anyone in the class who has ever seen the Professor’s brain?
(The class broke out into laughter. )
Student : Is there anyone here who has ever heard the Professor’s brain, felt it, touched or smelt it? No one appears to have done so. So, according to the established Rules of Empirical, Stable, Demonstrable Protocol, Science says that you have no brain, sir. With all due respect, sir, how do we then trust your lectures, sir?
(The room was silent. The Professor stared at the student, his face unfathomable.)
Professor: I guess you’ll have to take them on faith, son.
Student : That is it sir … Exactly ! The link between man & GOD is FAITH. That is all that keeps things alive and moving.
I believe you have enjoyed the conversation. And if so, you’ll probably want your friends / colleagues to enjoy the same, won’t you?
Forward this to increase their knowledge … or FAITH.
By the way, that student was Albert Einstein.

Native Americans Left A Code Of 20 Rules For Mankind To Live By.

Probably one of the most spiritually advanced and character building code is The Native American Code of Ethics which was originally published in the Inter-Tribal Times in October of 1994.
It is fascinating to note that most of its teachings are reflected in other beliefs and faith too.

The Native American Code of Ethics

1. Rise with the sun to pray. Pray alone. Pray often. The Great Spirit will listen, if you only speak.

2. Be tolerant of those who are lost on their path. Ignorance, conceit, anger, jealousy and greed stem from a lost soul. Pray that they will find guidance.

3. Search for yourself, by yourself. Do not allow others to make your path for you. It is your road, and yours alone. Others may walk it with you, but no one can walk it for you.

4. Treat the guests in your home with much consideration. Serve them the best food, give them the best bed and treat them with respect and honor.

5. Do not take what is not yours whether from a person, a community, the wilderness or from a culture. It was not earned nor given. It is not yours.

6. Respect all things that are placed upon this earth – whether it be people or plant.

7. Honor other people’s thoughts, wishes and words. Never interrupt another or mock or rudely mimic them. Allow each person the right to personal expression.

8. Never speak of others in a bad way. The negative energy that you put out into the universe will multiply when it returns to you.

9. All persons make mistakes. And all mistakes can be forgiven.

10. Bad thoughts cause illness of the mind, body and spirit. Practice optimism.

11. Nature is not FOR us, it is a PART of us. Animals, plants and other living creatures are all part of your worldly family.

12. Children are the seeds of our future. Plant love in their hearts and water them with wisdom and life’s lessons. When they are grown, give them space to grow.

13. Avoid hurting the hearts of others. The poison of your pain will return to you.

14. Be truthful at all times. Honesty is the test of one’s will within this universe.

15. Keep yourself balanced. Your Mental self, Spiritual self, Emotional self, and Physical self need to be strong, pure and healthy. Work out the body to strengthen the mind. Grow rich in spirit to cure emotional ails.

16. Make conscious decisions as to who you will be and how you will react.Be responsible for your own actions.

17. Respect the privacy and personal space of others. Do not touch the personal property of others – especially sacred and religious objects. This is forbidden.

18. Be true to yourself first. You cannot nurture and help others if you cannot nurture and help yourself first.

19. Respect others religious beliefs. Do not force your belief on others.

20. Share your good fortune with others. Participate in charity.

Types Of People You Will Meet In A Bus When Traveling (Which one are u????

Let’s go and don’t forget to tell us the category you belong..

1. The Preacher
“Let someone shout Hallelujah” .. that’s usually their first statement.
The trip is usually long enough for a short service. So before you get to your destination, you guys would have done praise & worship, sermon, announcements etc.. some even add the offering session for you to support their ministry.

2. The Marketer
This set of people convert a cramped bus cabin into a moving Tejuosho market. They sell anything they lay their hands on from edibles and drugs to wears and gadgets. Their sugar-coated mouth can make you embark on impulsive buying leaving you stranded after spending your transport fare.

3. Mr Nigeria
This politician knows the past, present and future of Nigeria.. It’s always easy for them to get a chat partner discussing various topics ranging from the birth of Nigeria to the corruption in the land.

4. Co-Pilot
They have one common attribute… they like to sit in the front seat while doubling as the driver’s personal assistant and google map. They know how to tell the driver to overtake and maneuver but the interesting thing is some of them cannot even drive.

5. The Gentle One
You would only hear them speak twice throughout the trip. Their first word is “change” and the second one is “owa oo”. Owa oo is used to tell the driver you’ve gotten to your bus-stop in Lagos.. what is it called in your state?

6. The Super Sleeper
These ones can sleep for Africa. Before the driver puts the bus in gear 1, they are already in gear 5.
Some of them would have gotten to Ibadan before realizing they were meant to alight at Sagamu. Then you’ll see them begging for transport fare to make it back to their actual destination.

7. The Warrior
Don’t try the Floyd Mayweather in the bus. He/She is always ready to fight anybody on the slightest opportunity.

8. The Pilferer
Don’t gawk yourself.. because if you do, you might end up looking for your money, phone and/or any other valuables you’ve got. Imagine a pilferer sitting next to a super sleeper. Lol.

9. The Smooth Smoocher
While the preacher is preaching and the pilferer is pilfering, the smoocher will be busy smooching silently.
They always like the potholes and bumpy rides which helps them to tap some more current. This is one easy way to earn yourself a dirty slap in the bus.
I remember an elderly man smooching a lady inside Edo Line on a Port Harcourt to Lagos trip way back.. She only gave the gist after the man alighted. Despite pricking the man’s hand with her toothpick endlessly, he never gave up throughout the journey.
Story Times: Why did calendars skip 11 days in September 1752?
Have you ever wondered why most months have 30 and 31 days, except for February which has 28 days and 29 in the case of a leap year?
Although before Pope Gregory XIII developed the Gregorian calendar in 1582, other forms of calendars were in use. These calendars included the Babylonian calendar, which began each month with the sighting of a new moon and the Egyptian calendar that consisted of 12 months of 30 days. Each month consisted of three weeks of ten days each.
The Gregorian calendar, however, derives the names of months from the Egyptian calendar, which also has 12 months. These months were Ianuarius (January) 29 days, Februarius (February) 23, 24, or 28 days, Martius (March) 31 days, Aprilis (April) 29 days, Maius (May) 31 days, Iunius (June) 29 days, Quintilis (July) 31 days, Sextilis or Augustus (August) 29 days, September (29 days), October (31 days), November (29 days) and December (29 days).
The concept of timekeeping and recording, however, first emerged during the Neolithic Period, also known as the New Stone Age, which was the era from 10,200BC to 4,500BC. Many types of calendars were produced across the world by many civilisations during that era. However, preceding the Gregorian calendar was the Julian calendar, established by Julius Caesar, of the Roman Republic, as a reform to the Roman calendar.
With the establishment of the Gregorian calendar or the Western calendar in October 1582, the world came to know of a timekeeping method that included a year having 12 months with 30 or 31 days in each month except for February. The world switched from Julian calendar to the Gregorian calendar because the former did not effectively translate the time the moon took to complete one revolution around the earth. The fault in the Julian calendar was spotted years later that it erroneously ignored the addition of 11 minutes of the solar year, thereby reducing one day from the calendar after every 128 days. The Gregorian calendar did not have this mistake and it was running 11 days ahead of the Julian calendar.
Many countries during that time were debating over which of the two calendars they should follow. Switching from the Julian calendar to the Gregorian calendar was a daunting task. Some countries did it instantly, some did it after a few years, while many countries hesitated altogether.
A strange occurrence, therefore, shocked the world on September 2, 1752. Where countries including France and Norway did adopt the Gregorian calendar in 1582 and 1700 respectively, England and America (present day USA) followed the change in 1752. According to the Julian calendar, May 25 was the New Year’s Day.
However, since the backlog in the Julian calendar was so much that the year 1751 had only 282 days from March 25 (New Year) 1751 till December 31, 1751, which was the last day of the Gregorian calendar.
The difference in days between the formerly followed Julian calendar and the newly adopted Gregorian calendar kept going until September 1752 when it was decided by England and America, following the Julian calendar at that time, to align them with the Gregorian calendar. As per the decision of the King of England, George II, September 2, 1752, was to be the last day of the Julian calendar and that the Gregorian calendar will be in effect from the next day.
However, that was not the case. As there was already an 11-day difference, the day following September 2, 1752, was not September 3, 1752, but in fact September 14, 1752.
When people in England woke up on the morning of September 3, 1752 (which was September 14), they did not accept the change in dates. They held riots and protests, demanding the government to return their 11 days!
To reduce public agitation, the king ordered that despite 11 days being wiped off from September 1752, all workers would be given salary for these 11 days. This was the birth of the concept of ‘paid leave’ followed today by companies around the world when companies pay the salary to workers who are on a leave and do not come to the office during this period.
Published in Dawn, Young World, October 15th, 2016


*Money Mistake 1:*

Never borrow money that accrues interest to start a business (except if you are paying for it through your salary); only borrow to grow your business. This is because business takes a long time to gain ground and begin making profit, yet most loans repayments have to be made within a month of taking the loan or even earlier. Therefore, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

*Money Mistake 2:*

Never spend money you haven’t received. Don’t even promise someone money based on a promise you have from someone else. If someone tells you: “Ezra, come to my office tomorrow at 9am and pick N3,000″don’t go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

*Money Mistakes 3:*

If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their ‘relatives’ so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That’s why I’ve learnt to save in an INVESTMENT ACCOUNT. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

*Money Mistake 4:*

When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

*Money Mistake 5:*

Keeping your seed instead of planting it. Many people stop at saving. It’s very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That’s why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in business. I am talking about putting it in an investment.

*Money Mistake 6:*

Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person’s friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

*Money Mistake 7:*

Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it’s self-explanatory.

*Money Mistake 8:*

Avoid keeping money you don’t intend to use in the short-term within easy reach. For instance, don’t walk with N10,000 in your pocket when all you plan to do in a day costs N2,000. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don’t want to lose it, put it away in a safe place.

*Money Mistake 9:*

Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus … impulse buying is a devil that will keep you busy!

*Money Mistake 10:*

Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

*Money Mistake 11:*

Paying an amount for something that’s not the minimum you can get that same value for. In other words, if you are at Spar and you pay N15,000 for a shoe that you can get at N3,000 at Rumuokoro, that’s a money mistake except for those who have achieved financial freedom.

*Money Mistake 12:*

Wanting to be the savior of the world by helping everyone in financial need. My sister, my brother, you are not Jesus. If you find it so hard to say no to a financial demand, you may think you are practising generosity when in actual sense you are committing (financial) suicide. We are not learning to be miserable here; we are learning to live within the boundaries of reality.

*Money Mistake 13:*

Consistently spending all you earn or more than you earn. It’s like having a drum where you have an inlet that’s smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

*Money Mistake 14:*

Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there’s money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She’s disgruntled and she doesn’t seem to see herself earning from the land in the near future. Now, let’s ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of?
Do you now feel better-equipped to do better with these tips? Enjoy your financial journey

Share this knowledge with your family and friends.



1. She first lays enough eggs before sitting on them

2. When she starts sitting on her eggs, she minimizes movements

3. She physically loses weight while sitting on her eggs due to decreased feeding

4. She can sit on eggs for another hen *- INDISCRIMINATION AND GENEROSITY.*

5. She sits on her eggs for twenty one (21) days, patiently waiting, even if they do not hatch, she will lay eggs again

6. She detects unfertilized eggs and rolls them out

7. She abandons the rotten eggs and starts caring for the hatched chicks even if it is only one

8. No one touches her chicks

9. She gathers all her chicks together

10. She cannot abandon her chicks before they mature

11. She always be at the front of her chicks.

“Never Give Up in Sharing Good Messages & God bless you!!



Again we shall be entertained to the ritual of lengthy Independence Day speech, whose theme hasn’t changed in the past decades. The problems highlighted in the 80s speeches are still very much with us today, despite all the hope lifting messages therein.
Our fathers wrote about these rots, here we are writing about it, would our children write about same?
Sir Abubakar Tafawa Balewa wrote in his Independence Day Speech
“…I feel sure that history will show that the building of our nation proceeded at the wisest pace: it has been thorough, and Nigeria now stands well-built upon firm foundations.”

Five decades after, can we beat our chest that Nigeria sits on firm foundations?
Reading through the maiden independence speech, I saw fulfilment, excitement and hope. Not in their weirdest dream would our founding fathers have dreamt of an independence day when it is more appropriate for us to grieve than celebrate. Our compatriots are being massacred in their hundreds; the country is under perpetual siege with no end in sight, disarray in education sector, dwindling economy, and every other sector falling apart. The unity of the union is threatened more than ever.

At 53, Nigeria is far from where it should be, we seem to be moving without motion. By all indices, we are lagging behind our contemporaries, far behind! Gone were the days Nigerians travel to the United Kingdom for education, nowadays Ghana is the destination for our children seeking knowledge, so it is for healthcare. I need not bug you with the old story of how Malaysia got her Palm tree from us and used it in developing her economy. The Lilliputians of Africa are doing great; one wonders what use it is to be Giant with nothing to show.
The appropriate question to ask is how did we get here? But no, we all know that. My challenge to all is how do we leave here? Do we need to meet to renegotiate Nigeria as it is being canvassed in certain quarters?

Though the present is bleak, there is hope for a bright future because as former president Obasanjo rightly put it in the 40th Independence Day speech “all these wrongs are within our power and ability to correct. All we need to do is resolve to put things right! We will of course need God’s guidance and support, but, as is known and believed in all faiths, the Almighty will only help us to change if we ourselves demonstrate the will to do so. We can right the wrongs because we still have the country and the freedom to take our decision…”

I wish you all a better Independence Day celebration, when we shall look back; proud to see the challenges we have triumphed. An Independence day we shall truly be happy to celebrate, when we shall live up to our appellation, Giant of Africa.

Credits: <a>Lawal Qudus Olajide</a>

( Written 4 years Ago )



I went to First Bank e-bank hall few hours ago. As I was about entering the hall, a lady ran ahead of me and pushed me away, so she could quickly join the long queue before I will get to the queue.

I did not say anything, she thought I will queue up behind her, but I was actually not there to withdraw, I came to deposit.

So I walked to the deposit machine and I was the only one there. No single person on the queue. When I finished depositing, I was about leaving the hall, when the lady came from the queue and apologized to me for pushing me away the other time.

With sorry smile on her face, she said: ‘I am sorry for pushing you away, I thought you were coming to the queue’ i just smiled and told her not to bother, that it’s not a big deal.

But since then, the lesson in this story kept coming to my mind, and I felt I should share it for us all to learn from it.

Friends, who are you ‘pushing’ away and trying to outrun in the race of destiny, relationship, business, ministry, career, etc? You think you are going to the same ‘queue’ (destination) unknown to you that, though your path may look alike, your destinations are different!

How many people have had to say ‘sorry’ to those they pushed aside, pushed away or pushed down when they finally realized that the person was not actually going to the ‘withdrawal machine’ they were running to.

Are you reading this and you are pushing people away here and there by slandering them, hindering their progress, blocking their promotion, spoiling their good names either through lies or rumor all in a bid to ‘get there’ before them.

I challenge you today, to take it easy. You might not be going to the same destination.

It might surprise you later that, with all the pushing away you are doing, they may still leave you on the ‘queue’ of destiny and go ahead of you.

Finally, are you reading this and you can feel people in your school, office, ministry, business, etc pushing you away so that they can get ahead of you? Don’t worry, God will use your case to prove to them that, “it is not of him who runs,

He will show you mercy and give you an overtaking speed and those who are pushing you here and there will later come and tell you they are sorry.

Please, push nobody! because you might not be heading to the same ‘machine’ (destination).



1. Never go to bed with your car’s fuel tank empty (No fuel). In case of an emergency, what if your good neighbour isn’t at home.

2. Never employ a nanny you don’t know her home. Some of them are child traffickers in disguise.

3. Never go to bed with your phone empty (No airtime). Most emergencies happen at night.

4. Do not stand or park your car under high tension cable especially when it is windy.

5. Do not attempt to start your generator with your phone torchlight as the source of light. As this could cause explosion.

6. Do not answer telephone calls in the kitchen when your gas cylinder is turn on.

7. Endeavour to crawl under the smoke if a house is engulfed by smoke, as walking straight could cause suffocation. Smoke mounts up.

8. If by mistake you swallow a fish bone, lick salt, and pull your ears while you cough out the fish bone.

9. If you are in any traffic or ‘hold up’, ‘go- slow’ as in local parlance, if you must remain in your car while it is not in motion, always apply your central lock.

10. Do not leave your children alone in the car with your dog or any pet.

11. Nowadays, never enter a lift alone if you must. So many are already gone through this.

12. Never leave your opened drink to take a call outside. It could be a plan to distract you. Many have been poisoned through this.

13. Never rush out to turn off the tap on hearing its sound in the night. It’s a new robbery trick to wilfully bring you out. Remember, you didn’t leave it running before retiring to bed.

14 Never rush out to re- start your Generator; if it suddenly go off: Robbers has been known to put off the generator of their target; in order to draw them out, so they can gain an easy access without breaking doors or burglaries!

Be security conscious! Don’t be careless!! Share with friends and loved ones if you find it important and educative!!!


Best Moments In a Doctor’s Life.

1. The sound of restarting heartbeats when resuscitating a patient.

2. Closure after a difficult surgery where only the surgeon knows how he / she has saved a life.

3. A perfect surgery / procedure / stenting without complication.

4. Seeing the beautiful cute face of a healthy newborn.

5. Managing a major bleeder successfully.

6. Reversal of paralysis after thrombolysis (clot-buster injection).

7. Termination of Status Epilepticus (non-stop seizures/ convulsions).

8. Control over infection. Every infection is life threatening potentially.

9. Waking up of a comatose patient.

10. The genuine “Thank You” of a patient relieved of pain / stress / illness.

11. When someone random recognizes you in public and thanks you in front of your kids / family.

12. When the poorest of the poor collect enough money and gift you sweets for treating them free.

13. When a patient too educated to believe your truth goes to your professional competitors and many others, and is told the same, so returns to you with a greater faith.

14. When you can answer all questions asked by students after a lecture / clinic (without Herapheri / bluffing).

15. When a student performs well and patient gives a good feedback about them.

16. When you silently prove your clinical argument with good results.

17. When anyone at work says “Take some rest now.. You have been working too much”.

18. Qualifying for a medal/degree/publication of significant repute.

19. When you know that it’s not only the medical skills, but also your passionate involvement, speed and coordination that saved the patient.

20. When traffic police “Let you go” for minor offences just because you are a doctor, especially on the way to an emergency.

21. When someone says “I want to become a Doctor like you”.

There are many more. Every day is filled with both tears and smiles, and the doctor has to balance these by using his/her soul as the fulcrum. At the end of the day, death humbles everyone, but it is the doctor who stands to defend everyone else’s life without thinking if they are good or bad, friend or enemy.

Who will believe that money, home, family, cars, looks, luxury, and even love, romance are secondary joys for most doctors, after they have attended all their patient’s issues?

This pride is precious. The suffering a choice.The rewards immaterial.

A good doctor is the best a human being can be.

Credits: Dr.Adewole Ayodele DrStephen



“Never fight a man under GRACE, because the GRACE he carries will DISGRACE you!”

“No African girl will choose Six packs over six Cars.. So my sons stop the gym and work hard!”

“Beware of the naked man who offers you clothes!”

“The death of a lion cannot be announced by a goat”.

“When one’s goat get missing, the aroma of a neighbor’s soup get suspicious”.

“The future belongs to the Risk takers, Not the Comfort seekers!”

“The words of the elders do not lock all the doors, they leave the right door open”.

“A deaf husband and a blind wife are always a happy couple!”

“Coca-Cola only sold 25 bottles the first year but kept going. Never give up!”

“Let not what you cannot do tear you from what you can do”.

“A child who asks questions does not become a fool”.

“The first person you think of in the morning, or last person you think of at night, is either the cause of your happiness or your pain!”

“Be careful who you trust! Salt and Sugar are both white!”

“To Make A Difference In Life, You Don’t Have To Be Brilliant, Rich, Beautiful, Or Perfect. You Just Have To Care!”

“Kindness is like butter, it works best when you spread it around!”

“The walls don’t only have ears, they now see!”

“The leopard is beautiful, but has a bad heart!”

“Everybody is a nobody, trying to be somebody!”

“Fake hair, fake nails, fake eye lash, artificial face, and sometimes, fake behavior. Yet, a woman will say she needs a real man!”

“Never open the door for an Armed Robber. Let them break it, its part of their Job!”

“Sometimes, you have to play the role of a fool to fool the fools who thinks they are fooling you!”

“One Man’s food is every other man’s food. Just because one idiot refuses to eat it doesn’t make it poison!”

“If you have a mom, there is nowhere you are likely to go where HER prayer has not already been!”

“The only person that reads the terms & conditions is the one who writes it!”

“The Chief who doesn’t know what to say, says that his friend has said what he would have said!”

“Just because you met them at the church doesn’t mean they’re the ones. Demons go to church too!”

“A foolish man tells a woman to stop talking, but a wise man tells her that her mouth is extremely beautiful, when her lips are closed!”

“No matter how long the night, the day is sure to come!”

“A woman’s greatest perfume is the fragrance of her man’s success!”

“A wise person knows that there is something to be learned from everyone!”

“It requires wisdom to understand wisdom. The music is nothing, if the audience is deaf”!

“No matter how rich you are, you cannot pay for your sins”!

“First they ignore you, then they laugh at you, then they fight you, then you win!”

“Give them a chair, if they can’t stand your Success!”

“Be careful about the rumors you hear about a lady. It either comes from a man, who can’t have her, or a lady who can’t compete with her”!

*“none of us is as smart as all of us. Work together achieve more”* .

God bless you all



Toju iwa re, ore mi;
Ola a ma si lo n’ile eni,
Ewa a si ma si l’ara enia,
Olowo oni ‘nd’olosi b’o d’ola.
Okun l’ola; okun n’igbi oro,
Gbogbo won l’o nsi lo n’ile eni;
Sugbon iwa ni m’ba ni de sare’e.
Owo ko je nkan fun ni,
Iwa l’ewa omo enia.
Bi o l’owo bi o ko ni’wa nko?
Tani je f’inu tan e ba s’ohun rere?
Tabi ki o je obirin rogbodo;
Ti o ba jina si’wa ti eda nfe,
Tani je fe o s’ile bi aya?
Tabi ki o je onijibiti enia;
Bi o tile mo iwe amodaju,
Tani je gbe’se aje fun o se?
Toju Iwa re, ore mi,
Iwa ko si, eko d’egbe;
Gbogbo aiye ni ‘nfe ‘ni t’o je rere.

Enhance your character, my friend;
Prosperity may depart from one’s home,
Beauty may retreat from the body,
And today’s rich could become poor tomorrow.
Prosperity is like ocean surf; and wealth is an ocean wave,
They come and go from one’s home as they Pleases​,
But, only good character follows one to the grave.
Money is not everything to someone,
Good character is the beauty of a mortal.
What if you are wealthy without good character?
Who would trust you with something serious?
Perhaps, you are a gorgeous woman;
If you are far from societal norms,
Who would marry you as a wife?
Or you are a fraudulent person;
May be you are well educated,
Who would transact business with you?
Enhance your character, my friend,
In the absence of character, education is a waste;
The whole world appreciates a well mannered person.

Very useful ���
In grave emergencies, your mobile phone can actually be a life saver or an emergency tool for survival.
1. Emergency Services
The Emergency No. worldwide for all Mobile Phones is 112.
If you find yourself out of the coverage area of your mobile network and there is an emergency, dial 112 and your mobile will search any existing network in your area to establish the emergency number for you, and interestingly this number 112 can be dialed even if the keypad is locked. This works on all phones worldwide and is free.
2. Locked your keys in the car?
If you lock your remote keyless car keys in the car and the spare keys are at home, call someone at home on their mobile phone from your cell phone.
Hold your cell phone about a foot from your car door and have the person at your home press the unlock button on the spare key, holding it near the mobile phone on their end. Your car will unlock. Saves someone from having to drive your keys to you.
Distance is no object. You could be thousands of miles away.
Editor’s Note: I didn’t believe this when I heard about it! I rang my daughter in Sydney from Perth when we went on holiday. She had the spare car key. We tried it out and it unlocked our car over a mobile phone!
3. Is your mobile phone battery flat ? All handphone have Hidden Battery Power.
To activate, press the keys *3370# (remember the asterisk). Do this when the phone is almost dead. Your mobile will restart in a special way with this new reserve and the instrument will show a 50% increase in battery life. This reserve will be recharged when you charge your handphone next time.
This secret is in the fine print in most phone manuals which we skip without realizing.
4. Disabling a STOLEN mobile.
To check your handphone’s serial number, key in following digits on your phone:
* # 0 6 #
Ensure you put an asterisk BEFORE the #06# sequence.
A 15 digits code will appear on the screen that is unique to your handset. Write it down and keep it somewhere safe. If your handphone is ever stolen, phone your service provider and give them this code.
They will then be able to block your handset so even if the SIM is changed, your handphone will be totally useless. And even if you don’t get your phone back, at least it can’t use/resold either. If everybody did this, there would be no point in people stealing mobile phones.
This secret is also in the fine print of most mobile phone manuals. It was created for the very purpose of trying to prevent phones from being stolen.
5. ATM PIN Number Reversal – Good to Know !!!
If you should ever be forced by a robber to withdraw money from an ATM machine, you can notify the police by entering your PIN # in reverse. For example, if your pin number is 1234, then you would put in 4321. The ATM system recognizes that your PIN number is backwards from the ATM card you placed in the machine. The machine will still give you the money you requested but unknown to the robber, the police will be immediately dispatched to the location. All ATM’s carry this emergency sequencer by law.
This information was recently broadcast by Crime Stoppers. It is, however, seldom used as people just don’t know about it.


By Adam Khoo (Singapore ‘s youngest millionaire at 26 years of age)

Some of you may already know that I travel around the region pretty frequently, having to visit and conduct seminars at my offices in Malaysia, Indonesia, Thailand and Suzhou (China). I am in the airport almost every other week so I get to bump into many people who have attended my seminars or have read my books.

Recently, someone came up to me on a plane to KL and looked rather shocked. He asked, ‘How come a millionaire like you is traveling economy?’ My reply was, ‘That’s why I am a millionaire.’ He still looked pretty confused.

This again confirms that greatest lie ever told about wealth (which I wrote about in my latest book ‘Secrets of Self-Made Millionaires’). Many people have been brainwashed to think that millionaires have to wear Gucci, Hugo Boss, Rolex, and sit on first class in air travel. This is why so many people never become rich because the moment they earn more money, they think that it is only natural that they spend more, putting them back to square one.

The truth is that most self-made millionaires are frugal and only spend on what is necessary and of value. That is why they are able to accumulate and multiply their wealth so much faster.

Over the last 7 years, I have saved about 80% of my income while today I save only about 60% (because I have my wife, mother in law, 2 maids, 2 kids, etc. to support). Still, it is way above most people who save 10% of their income (if they are lucky).

I refuse to buy a first class ticket or to buy a $300 shirt because I think that it is a complete waste of money. However, I happily pay $1,300 to send my 2-year old daughter to Julia Gabriel Speech and Drama without thinking twice.

When I joined the YEO (Young Entrepreneur’s Organisation) a few years back (YEO is an exclusive club open to those who are under 40 and make over $1m a year in their own business), I discovered that those who were self-made thought like me. Many of them with net worth well over $5 million, travelled economy class and some even drove Toyotas and Nissans, not Audis, Mercedes, BMWs.

I noticed that it was only those who never had to work hard to build their own wealth (there were also a few ministers’ and tycoons’ sons in the club) who spent like there was no tomorrow. Somehow, when you did not have to build everything from scratch, you do not really value money. This is precisely the reason why a family’s wealth (no matter how much) rarely lasts past the third generation.

Thank God my rich dad foresaw this terrible possibility and refused to give me a cent to start my business.

Then some people ask me, ‘What is the point in making so much money if you don’t enjoy it?’ The thing is that I don’t really find happiness in buying branded clothes, jewellery or sitting first class. Even if buying something makes me happy it is only for a while, it does not last.

Material happiness never lasts, it just gives you a quick fix. After a while you feel lousy again and have to buy the next thing which you think will make you happy. I always think that if you need material things to make you happy, then you live a pretty sad and unfulfilled life..

Instead, what makes me happy is
when I see my children laughing and playing and learning so fast.
What makes me happy is when I see my companies and trainers reaching more and more people every year in so many more countries.

What makes me really happy is when I read all the emails about how my books and seminars have touched and inspired someone’s life.

What makes me really happy is reading all your wonderful posts about how this blog is inspiring you. This happiness makes me feel really good for a long time, much much more than what a Rolex would do for me.

I think the point I want to put across is that happiness must come from doing your life’s work (be it teaching, building homes, designing, trading, winning tournaments etc.) and the money that comes is only a by-product.

Save this message to read it from time to time



PDP around the world.

In all, there has been about 32 political parties by the name People’s Democratic party and one thing is common to them all in history.

They all didn’t last up to 30 years and less than 5% of all the parties can be regarded as successful. The most successful is the Nigerian PDP.

Most of the parties died as a result of rejection from the people they sought to govern or misused their opportunities.

The parties and their countries are listed below:

Eelam People’s Democratic Party (Sri Lanka)
Jammu and Kashmir People’s Democratic Party (India)
People’s Democratic Party of Afghanistan
People’s Democratic Party (Bangladesh)
People’s Democratic Party (Belize)
People’s Democratic Party (Bhutan)
People’s Democratic Party (Chile)
People’s Democratic Party (India)
People’s Democratic Party (Indonesia)
People’s Democratic Party (Jordan)
People’s Democratic Party (Kenya)
People’s Democratic Party (Nigeria)
People’s Democratic Party (Serbia)
People’s Democratic Party (Sierra Leone)
People’s Democratic Party (Sri Lanka)
People’s Democratic Party (Spain)
People’s Democratic Party (Sudan)
People’s Democratic Party of Tajikistan
People’s Democratic Party (Turkey), later the Democratic People’s Party
People’s Democratic Party (Tonga)
People’s Democratic Party (Ukraine)
People’s Democratic Party (Uzbekistan)
People’s Democratic Party (Trinidad and Tobago



Hilarious truth:

The people born between 1940-1980 in Nigeria and other African countries are the blessed ones… We are the awesome people… Our life is a living proof.

While playing and riding rented bicycle, we never bothered to wear helmets. We played marbles, steycions (seed of agbalumo; what is the English of agbalumo self: did you say cherry,?), skipping ropes, clapping (Ooya, 10-10), bojuboju ooo, tàlowá ni’nu Ogba na? Etc.

After school time we played until dusk but never watched the world (TV) by locking ourselves up in a room. We played only with our real friends, not with face book friends.

If we ever felt thirsty, we drank tap water, bottled water didn’t exist. We never got ill even after sharing the same juice or tree top with four friends.

We didn’t put on weight even after eating plate full of sweets, eba, amala, koko, Monday to Saturday (but on Friday at schools, dodo ati rice (raisi). On Sundays only, we had bongo ordinary tea with bread or yam. On special days (Xmas. New Year, Easter, Maulud Nabiy, Eidil Fitri/Ileya, we had Jollof rice (raisi) for lunch

We jolly well ate Saara anywhere with fresh chicken legs, head and wings, Turkey kę?

Nothing happened to our feet even after roaming and kicking ball made of rags bare footed. We never used any health supplements to keep ourselves healthy.

We used to create our own toys, omolangidi, we built our truxks with empty St Louis sugar carton and milk tins. Our school uniform was khaki, can you still remember pata olokun, pade mi lejika and full rubber etc?

Our parents were not rich, and they never chased after money.

They just searched for and gave only love.. not any worldly possession. We never shared our emotions by using emoticons in mobile phones.

We never had cellphones, DVDs, Play stations, X-Boxes, video games, personal computers, internet, web chatting, but we had many good friends.

We used to visit our friend’s home unannounced and enjoyed food with them. We never had to call them and ask for their parents permission to visit their home.

Loving people were near to us so our hearts and souls were happy. Hence we never required any insurance policy.

We might have been in Black and White photos but you find colourful memories in them

The Ultimate is that we are a unique and the most understanding generation, because we are the last generation that listened to their parents and also the first that have to listen to their children.

We are the last set of people to treck kilometers bare footed to school, carrying metal portmoto on our heads and yet carry our children to school in cars or by drivers.

The last generation to enjoy free public school education but the first to horribly pay to train children in private schools.

We had less homework in our days so we could help our parents in home duties but have to assist our kids in their homework who cannot assist parents or maids in home duties.

We are not special, but a *LIMITED EDITION* and I am proud I belong to this noble generation.

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